Loans

Seasonal Loans

Personal Loans

• Up to $15,000.
• Up to 5 year financing.
• Starting as low as 8.5%

Auto Loans – Cars, Motorcycles, Boats

• New Auto
  • 2 years – 6 years financing
  • Call CU office for latest rates
• Used Auto
  • 2 years – 5 years financing
  • Call CU office for latest rates

Home Equity Loans

Currently unavailable

Equity is based on 75% of appraisal value, less mortgage balance.  No closing costs.

• Up to $75,000
• 5 year loan – 7.00%
• 7 year loan – 7.50%

Pledged Shares Loan

6% for up to 5 years.

Emergency Loans

Click here for details

General Loan Application

Click here

Loan Policies

• Not eligible is any of your outstanding loans are delinquent.
• Not eligible is you had prior CU repayment issues. Not eligible is you received a loan within the past ninety (90) days.
• The maximum limit (“CAP”) on combined unsecured loans will be $15,000. This limit excludes auto loans.
• If a member is denied a loan there will be a six month “waiting period” before applying for any other loan.
• All future loan applications will require copies of the last 2 payroll stubs.
• Any member with a current loan modification or extension agreement must pay-off the loans before any consideration for any new loans.